Let me start by saying I am not an economist, a financial advisor or a Wall Street trader. I’m a middle class working mom. I do have many years of experience in the insurance industry, so I know something about risk and managing risk. I also believe I possess a bit of common sense and (most of the time) good judgment.

This evening I heard two or three different talking heads on TV saying that a trillion dollars vanished today. Wow! What a neat trick! A trillion dollars can just vanish? How does that happen? Did Houdini come back to life?

The only thing to explain it in my mind is the trillion dollars was never there in the first place. Our dollar isn’t backed by anything. When you think about it, what is a dollar anymore?

We all have mortgages on our homes. Many mortgages are worth far more than the homes that secure those mortgages. Our homes are worth no more than someone else is willing to pay for them.

The stock market is no different. The value of a stock is the amount you receive from the sale of that stock. If there is nobody wanting to buy the stock, the stock is worthless. All of us who have saved in 401k’s and IRA’s are gambling that when we retire someone out there will purchase our stocks for more than we paid for them. In a totally free market this might not be such a bad risk, but we’ll never know because we’ve never had a totally free market.

Social Security isn’t a better bet for my generation or my children’s. With the way our government is spending money, how on earth will the goverment be able to live up to its obligations? Thanks to modern medical advances we are living longer, but spending more to stay alive.

To me, we have an artificial economy. When a trillion dollars can ”disappear” in a day, something is very wrong. How is it a good thing for our government to magically produce a trillion dollars and inject it into the economy? Won’t they simply reinflate that bubble that someday has no choice but to burst?

I certainly don’t believe all hope is lost. Rather than investing in bad mortgages, we need Congress to get out of the way and let us invest in our own natural resources. While the media and left bash Sarah Palin they totally disregard her knowledge of the energy industry. When she talks about energy being key to our economic strength and national security she’s sneered at. But she’s right! No wonder they despise her.

Energy is probably the last commodity that we KNOW is valuable. We should start basing our economy on that, and keep those dollars here at home. Enough with the false economy.

There’s quite a bit of information out there and I’m working on pulling it all together into one coherent piece, so please stay tuned.

Apparently, Nancy Pelosi is in favor of lobotomizing the millions of Americans who want to Drill Here, Drill Now and Pay Less.  In Denver today, Pelosi asked a crowd of “Drill Here” protesters “Can we drill your brains?” Nice lady, that one.

No doubt Pelosi would like nothing more than to lobotomize every registered Republican in America. She could kill two birds with one stone - shutting us up and making us dependent on government. It’s every Democratic politician’s dream.

Pelosi’s one little question says mountains about her view of humanity. America, are you paying attention?

Representative John McHugh, R-NY doesn’t make a lot of noise or news in Washington. He quietly does his job without a lot of fanfare, until last week when he joined fellow Republicans on the House floor to protest Speaker Pelosi’s refusal to allow a vote on offshore drilling.

“In my 24 years of elected office, I have never before been to more town halls, more places, where everyone is more concerned about one issue,” McHugh, an eight-term congressman and former state senator, said Friday on the House floor.

He even offered to buy 100 copies of Speaker Pelosi’s sorry little book if she’ll cut her book tour short and get back to work. The problem is, when the Speaker decides to return to Washington, the only way she’s going to allow a vote is to stuff it so full of pork Republicans won’t be able to vote for it. She’s just plain evil.